What Can Affect My Score?
- Your FICO score is a "snapshot" of your credit history at a given point in time, and can change based on the factors that make up your credit score.
- Late Payments - Pay your bills on time and if you have missed a payment, get current.
- Credit History- When you payoff a debt or collection, or close an account, the credit reference still remains on your credit report for a minimum of seven years.
- High Balances - Keep outstanding balances low on credit cards and other "revolving" accounts
- New Credit - If you have been managing credit for a short time, don't open a lot of new accounts.
Metro North County Financial is a division of Metrocities Mortgage, LLC, a Delaware limited liability company, licensed by the California Department of Corporations under CRMLA. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Neither Keller Williams Realty nor its affiliated companies warrant any product or service delivered under this program. All products and services are provided by Metro North County Financial.